Buying a house in the Netherlands
Buying a house in the Netherlands can be an exciting yet complex process, whether you are a first-time homebuyer or an experienced property investor. We are happy to guide you through the steps involved in purchasing a home in the Netherlands and explain how our services can assist you throughout this journey to your dream home.
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Buying a house in the Netherlands: step by step
Determine your budget
The first step in buying a house is determining how much you can afford to spend. This involves assessing your financial situation, including your income, savings, and existing debts. In the Netherlands, you can borrow up to 100% of the property value. If you plan to make energy-efficient improvements, you can borrow up to 106% of the property value. However, additional costs such as taxes, notary fees, and other expenses must be covered with your own money.
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