First time home buyer
Looking to buy the home of your dreams? Buying your first house is a big step. It is a big financial investment, but also a big decision to make emotionally. The process of buying your first house can run smoothly with the right preparation and knowledge. On this page, you'll find all the information you need when buying your first house in the Netherlands.
How long do I need to work in the Netherlands in order to get a mortgage to buy a house in the Netherlands?
There is no specific amount of time you need to work in the Netherlands to get a mortgage. We work with over 40 partnering mortgage providers. Most of those mortgage providers have some requirements about your working history in the Netherlands being an expat, but some of them do not. This means that we can already arrange a mortgage from the first day after your arrival.
Do I need to be an EU Citizen to get a mortgage for expats in the Netherlands?
No, absolutely not. As long as you have a BSN-number (citizen service number) and a valid residence permit, it's possible to apply for a mortgage at a wide range of mortgage providers.
Buying your first home in five steps
For first time buyers, the housing market can be overwhelming. With our five-step plan, we are able to tell you exactly what the process of buying your first house will look like. Curious about the starter loan for your dream home? Our team of experienced mortgage advisors will help you find the best first time home buyer loan.
- We always go for the best fitting offer
- Always trusted, your personal advisor
Reviews from our customers
Every day, we strive for 5-star service, which is our minimum standard. That’s why we’re so proud of the feedback we receive from our customers:
Schedule your appointment
Exploring your possibilities
Exploring your possibilities
The first step is exploring your possibilities. It’s important to know what your possibilities are before you’re going to search for your dream house. We are more than happy to help you with this in an introductory call, which is totally free and without obligations. In an introductory call, we can calculate your maximum mortgage, the monthly payments, and the additional fees that you have to pay. Once all of your questions are answered, you can focus on the search for your dream house within the housing market.
We can imagine that you might have some more questions after your introductory call, or maybe further in the future. Therefore, you’ll always receive the contact information of the mortgage advisor you spoke with. You can always call or email your advisor when you have questions. This will also be the person who is going to help you with the mortgage application. This means that you’ll be in touch with the same person throughout the whole process.
Are you curious about how much you can borrow? With our mortgage calculator, you can quickly calculate your maximum mortgage. Enter the market value of the property and immediately see the monthly costs and an estimate of the additional expenses. This allows you to quickly determine the mortgage amount and see if it is affordable based on the monthly payments. Feel free to contact our advisors for a free, accurate calculation.
Frequently Asked Questions
These points ensure that we keep our customers satisfied.
We always go for the best fitting offer
We compare offers from 40+ lenders for you, always independently!
Always trusted, your personal advisor
For all your questions, you have one advisor as your point of contact—someone you can rely on!
Your initial consultation is always free and without obligation
Schedule an introductory meeting this week, even in the evening hours!
Find your mortgage today! With just a few clicks, you’ll get access to the lowest interest rates and the best terms that match your situation. Don’t miss the opportunity to save on your mortgage. Start comparing now and discover how much you can save!