Buying your first house
Buying your first house is a big step. It is a big financial investment, but also a big decision to make emotionally. The process of buying your first house can run smoothly with the right preparation and knowledge. On this page, you’ll find all the information you need when buying your first house.
Schedule a call
Tom van der Giezen
Mortgage Advisor
Good to know
On a daily basis, we get questions from people planning to buy their first house. We notice that ambiguity prevails on specific topics. Therefore, we would like to provide more clarity on these topics.
Schedule a callHow long do I need to work in the Netherlands in order to get a mortgage to buy a house in the Netherlands?
There is no specific amount of time you need to work in the Netherlands to get a mortgage. We work with over 40 partnering mortgage providers. Most of those mortgage providers have some requirements about your working history in the Netherlands being an expat, but some of them don’t. This means that we can already arrange a mortgage from the first day from your arrival.
Do I need to be an EU Citizen to get a mortgage for expats in the Netherlands?
No, absolutely not. As long as you have a BSN-number (citizen service number) and a valid residence permit it’s possible to apply for a mortgage at a wide range of mortgage providers.
Buying your first home in five steps
With our five-step plan, we are able to tell you exactly how the process of buying your first house will look like.
Schedule a callExploring your possibilities
Searching for a house
Placing an offer
Arranging your mortgage
Your appointment with the notary
FAQ
These are the questions we get asked most often. Is your question not listed? Please let feel free to contact us with your questions. We are more than happy to help you.
What is my maximum mortgage?
Can I also finance a renovation?
What is the difference between an annuity and a linear mortgage type